Our expertise in Savings and Protection products
Our expertise
Savings
In personal savings, Cardif sells secured savings solutions, unit linked contracts (variable annuities) and multimanaged life insurance policies to individuals.
Horizon funds
Cardif proposes Horizon Funds in France, India and South Korea. They are products with a target maturity date whose asset allocation evolves within the timeframe.
General Funds
In response to the financial crisis, Cardif launched secure savings solutions (products based on the general funds) in 2008.
Distribution: banks, financial institutions, Independent Financial Advisors 's and internet.
Protection
Cardif is world leader in creditor insurance and provides a wide range of products
Creditor insurance
Cardif covers a wide range of risks, including death, permanent or total disability, work disability.
Individual protection
Cardif covers multiple risks, including death, accidental death, health, hospitalization, work disability, permanent and total disability and other risks.
Bill protection
To protect the budget of customers, Cardif proposes bill payment insurance.
Credit card protection
Cardif offers credit card insurance including a full range of coverage in many countries.
Extended warranty
Cardif proposes extended warranty to cover the cost of repairs in the event of breakdown for goods like cars, household appliances, audio equipment, telephones.
Gap insurance
Cardif offers gap insurance, which provides supplementary coverage for new cars buyers to protect against theft or "total" damage to their vehicule. Distribution: banks and financial institutions, retailers, telemarketing platforms and Internet.
